It often saves time and money for both parties to an accident to attempt settlement of the case.  When the victim is seriously injured and in need of lifelong care, such a settlement must be crafted with all of his or her long term needs in mind. One option to be explored may be a special needs trusts designed to hold and disburse property to the plaintiff without affecting his or her eligibility to receive Medicaid.  Also, settlements can be structured so that the victim will receive monthly payments over the course of his or her lifetime.  In addition to an attorney, is may be imperative to consult expert financial planners to help create a proper settlement.